WELCOME TO THE INDEPENDENT FINANCIAL SOLUTIONS WEBSITE
FINANCIAL ADVISERS FOR HAMPSHIRE AND WEST SUSSEX
Like life, money should be enjoyed. We have been based in Bedhampton, Havant for the last 14 years and have been providing advice to clients in the Hampshire and West Sussex area for nearly 20 years, although many of our clients do actually live outside of the Hamshire and West Sussex region.
Presuming that everyone around you has life sorted and is on top of things is an unrealistic comparison. At all stages of life, people require advice on investment, protection, savings, annuities … the fact is, everyone’s dream and lifestyle is different.
Money doesn’t have to be complicated or confusing. Whether you are starting out in a new home or job, changing jobs, starting a family or are financially responsible for a family, we can offer advice to help you to plan your protection needs - either life protection to cover mortgage debt, family protection to provide a lump sum, or a regular income in the event of your death or critical illness.
Protection plans can be set up as single life or joint life, depending on your individual circumstances and protection requirements. Some protection plans are flexible and will allow changes to be made during the Plan's term, without the need to start a new plan.
As your circumstances change, you may find that you wish to start a regular investment plan, or make a lump sum investment to provide financial security for the years ahead.
As you approach retirement, you will want to look at your income options.
To ensure that you make the most of any pension investment made during your working years you will want to consider all the options available, which will include a pension annuity. This is a very important decision and you will want to secure the best annuity rate possible. The rate offered is influenced by many factors including age, health, lifestyle, postcode and income options selected. There are many options available - some examples are; a single life annuity; an annuity that continues to provide an income to a spouse in the event of your death; an increasing annuity.
We would make sure that you obtain the best rate possible by researching all annuity providers, and after consideration of all factors, INCLUDING HEALTH DETAILS, many people find that they can secure an even higher annuity rate by qualifying for an enhanced annuity, or even an impaired life annuity.
See our page 'Annuities - What are they?' under 'Retirement Planning' for more detailed information about annuity options.
Remember to contact us BEFORE you commit to take any pension annuity offered by your existing pension providers to ensure you get the BEST ANNUITY RATE POSSIBLE.
Don't waste money on expensive life cover - Let us compare rates available at present and provide a quotation. Simply type your details in the 'quote' box, or call us.....
Take control of your financial future, contact us on 023 9248 1444 or advice@independent-financial-solutions.co.uk today.